Fixed Deposit rates for Individuals Cooperatives & Institutions (w.e.f. 01/01/2023)*
|
TENURE
|
RATE OF INTEREST
|
|---|---|
|
07 DAYS TO 14 DAYS
|
4.00%
|
|
15 DAYS TO 30 DAYS
|
4.50%
|
|
31 DAYS TO 45 DAYS
|
4.75%
|
|
46 DAYS TO 90 DAYS
|
5.25%
|
|
91 DAYS TO 179 DAYS
|
6.00%
|
|
180 DAYS TO LESS THAN ONE YEAR
|
6.50%
|
|
01 YEAR AND ABOVE
|
7.50%
|
Note:
1. Senior citizens will get an additional interest rate of 0.50% P.A.
2. Additional interest rate of 0.50% P.A. for individual deposits of Rs.15.00 lakh & above invested at a time for a period of one year & above
Loans rate of interest
|
LOAN SCHEMES
|
RATE OF INTEREST
|
|---|---|
|
Instalment Loan
|
14.00%
|
|
Vehicle Loan
|
10.00%
|
|
Site Purchase Loan
|
11.50%
|
|
House Mortgage Loan
|
12.25%
|
|
House Purchase/Construction
Loan
|
9.25%
|
|
Commercial Site/Building
Purchase/Construction Loan
|
12.50%
(Max. repayment period 20 years)
|
|
Commercial Building
Mortgage Loan
|
13.50%
(Max. repayment period 20 years)
|
|
Jewel Loan
|
9.00%
|
|
Advance on NSC
Certificate
|
11.00%
|
|
Project Loan
|
14.00%
|
|
Commercial Vehicle Loan
|
12.00%
|
|
Bill Discount
|
11.00%
|
|
Apex Education
|
10.00%
|
|
Apex Rent
|
11.00%
|
|
Apex BDA Site Purchase
|
11.50%
|
|
Apex OverDraft
|
14.00%
|
|
Apex Women
|
11.00%
|
|
Apex Pension
|
10.50%
|
|
Apex Professional
|
14.00%
|
Sugar Zone
|
LOAN SCHEMES
|
RATE OF INTEREST
|
|---|---|
|
Instalment Loan
|
14.00%
|
|
Working Capital (Mortgage)
Loan
|
14.00%
|
|
Working Capital (Pre-operative)
Loan
|
14.50%
|
