Apex Professional

Personal loans to Doctors, Engineers, Architects and also to prompt Income Tax payees.

Limit:

Rs. 5.00 lakhs

Repayment Period:

36 Months

Eligibility:

80 % of annual income as assesed in IT returns or Rs.5.00 lakhs whichever is less.

Rate of Interest:

14.00% per annum

Pre-Closer Charges:

1.00% on outstanding balance.

Rules of the scheme:

The applicant must be registered/reputed professionals.
The applicants must have own office.
They must produce three years Statement of Account certified Chartered Accountant along with three year IT returns.

Documentation

Application
Pronote/Pronote covering letter
Irrevocable mandate
Proof of residential address, proof of income by salary certificate/ITAO of both borrower and Co- obligant.